Privacy Policy
E8 Funding LLC, (“E8 Funding” “we,” “us,” or “our”) operates the website located at e8markets.com ( the “Site”), offering online educational and training services (together with the Site, the “Services”).
E8 Funding respects and protects the privacy of the users that use our Services. We maintain strict policies to ensure the privacy of those who use our Services (“End Users,” “you,” or “your”) or those who may just visit our Site without otherwise using our Services (“Visitors”). This policy (“Privacy Policy”) describes the types of information we may collect from you and our practices for collecting, using, maintaining, protecting, and disclosing such information. This Privacy Policy also includes a description of certain rights that you may have over information that we may collect from you.
By using the Services, you agree to this Privacy Policy. If you do not agree with our policies and practices, your choice is to not use our Services.
INFORMATION WE COLLECT
Types of Information Collected
Personal Data
“Personal Data” is information by which you may be personally identified. E8 Funding may collect the following Personal Data from you:
- Name;
- Email;
- Mailing address;
- Phone number;
- Age;
- Gender;
- Birthdate;
- Driver’s license number or state-issued ID card number;
- Photographs or profile pictures;
- Credit card or debit card number;
- Security code, access code, or password;
- Screen name / username; and
- Any other information voluntarily supplied by you to us reasonably necessary to perform the Services.
Your payment information, and other identifying information may be collected by E8 Funding and / or through its third-party vendors, including our payment processors. Your data may be processed, collected, shared or stored by us and third-party vendors, including but not limited to cloud server hosts, trading platforms, social media platforms, advertising platforms, website service providers, website analytics providers, third party payment processors, or other service providers we use to conduct business. Such processing, collection, sharing or storing of data by such third-parties may be processed, collected, shared or stored by E8 Funding.
Non-Personal Data
Non-personal data includes any data that cannot be used on its own to identify, trace, or identify a person. We may collect your device information, including GPS data and IP address. When non-Personal Data you give to us is combined with Personal Data we collect about you, it will be treated as Personal Data and we will only use it in accordance with this Privacy Policy.
How we collect information
We collect information when you provide it do us directly through an interaction with us; for example:
- When you fill out registration forms;
- When you fill out feedback forms;
- When you fill out a purchase order form; or
- When you contact us for any reason.
Why we collect and how we use your information. (Legal Basis)
We collect and use your Personal Data when we have a legitimate purpose to do so, including but not limited to the following reasons:
- to verify your eligibility to use the Services;
- when it is necessary for the general functioning of the Services;
- when it is necessary to contact you, including via text message when consent has been given;
- when it is necessary in connection with any contract you have entered into with us or to take steps prior to entering into a contract with us;
- when we have obtained your or a third party’s prior consent;
- when we have a legitimate interest in processing your information for the purpose of providing or improving our Services;
- when we have a legitimate interest in using the information for the purpose of contacting you, subject to compliance with Applicable Law; or
- when we have a legitimate interest in using the information for the purpose of detecting, and protecting against, breaches of our policies and applicable laws.
We may use aggregated (anonymized) information about our End Users, and information that does not identify any individual, without restriction.
Information Collected from Third Parties
- Information from our service providers: We may receive information about you from third-party service providers that we engage to assist in providing or adding to our Services, including social networking website that you link to your account.
Accessing and Controlling Your Information
If you would like to prevent us from collecting your information completely, you should cease use of our Services. You can also control certain data via these other methods:
- Correction capabilities: You have the ability to access and correct any inaccuracies in your Personal Data through your account or by emailing [email protected].
- Opt-out of non-essential electronic communications: You may opt out of receiving newsletters and other non-essential messages by using the ‘unsubscribe' function included in all such messages or by contacting us directly at [email protected]. However, you will continue to receive notices and essential transactional emails.
- Optional information: You can always choose not to fill in non-mandatory fields when you submit any form or information linked to our Services, including but not limited to a profile picture.
Your State Privacy Rights
State consumer privacy laws may provide their residents with additional rights regarding our use of their personal information.
California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Montana, Oregon, Tennessee, Texas, Utah, and Virginia provide (now or in the future) their state residents with rights to:
- Confirm whether we process their personal information.
- Access and delete certain personal information.
- Correct inaccuracies in their personal information, taking into account the information's nature processing purpose (excluding Iowa and Utah).
- Data portability.
- Opt-out of personal data processing for:
- targeted advertising (excluding Iowa);
- sales; or
- profiling in furtherance of decisions that produce legal or similarly significant effects (excluding Iowa and Utah).
- Either limit (opt-out of) or require consent to process sensitive personal data.
Nevada provides its residents with a limited right to opt-out of certain personal information sales. Residents who wish to exercise this sale opt-out rights may submit a request to [email protected]. However, please know we do not currently sell data triggering that statute's opt-out requirements.
The exact scope of these rights may vary by state. To exercise any of these rights please send us an email at [email protected]. We cannot respond to your request if, (i) we cannot verify your identity; or (ii) your request lacks sufficient details to help us handle the request. We will make best efforts to respond to your request withing forty-five (45) days of its receipt. If we cannot respond in forty-five (45) days, we will inform you, in writing, the reason for the delay and will respond to your request within ninety (90) days. Any information we provide will only cover the twelve (12)-month period preceding the request's receipt.
We do not charge a fee to process or respond to your request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. We are not obligated to provide responses to your data requests more than twice in a twelve (12)-month period.
European Economic Area Privacy Rights and the General Data Protection Regulation (GDPR)
If you are a resident of the European Economic Area (EEA), you may have certain rights under the European Union’s General Data Protection Regulation (GDPR). We will only use the information that we collect about you lawfully in accordance with the GDPR. Please email us if you have any questions or want to exercise your rights in accordance with this Privacy Policy under these applicable laws. The information collected from you by us is used in the following manner:
- E8 Funding’s legal basis for the processing your data includes the necessity to contract with you and perform our services.
- E8 Funding’s legitimate interests in collecting such data include legitimate interests of our business, including but not limited to performing the services, collecting necessary information in order to safely and accurately perform such services, fraud prevention, information security, direct marketing, and legal compliance.
- E8 Funding may transfer personal data outside of the jurisdiction, such as in the United States, where we conduct our services.
- E8 Funding stores information for as long as necessary to conduct services.
- If you are a citizen where the GDPR applies, you have the right to object to or restrict data processing, the right to erasure also known as the right to be forgotten, and the right to data portability.
- At any time, you have the right to withdraw your consent for us to use, store, or collect your data and file a complaint with your local supervisory authority.
Automated Data Collection Methods
As you navigate through and interact with our Site, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including: details of your visits to our Site, including traffic data, location data, logs, and other communication data and resources you may access or use on our Services.
- Cookies. A cookie is a small file placed on your computer. We use cookies to help manage our website, report on your interaction with the Site, keep track of username and passwords, keep track of click-stream data, keep track of shopping carts, and personalize the Site.
- Log Files. We use means through the Services to collect IP addresses, location data, browse type, domain names, and access times. We use this information to optimize our Services, verify location, and maintain system security.
We do not collect personal information automatically, but we may tie this information to Personal Data about you that we collect from other sources or you provide to us.
How Long Do We Store Personal Data?
We will only retain your Personal Data indefinitely.
Not Directed to Persons Under 16
Our Services are not intended for anyone under 16, particularly children under 16 years of age, and we do not knowingly collect Personal Data from children under 16. Participation in our Services is limited to individuals of 16 years old or older. If you are under 16, do not use or register on the Services, use any of the interactive submission features on our Site, or provide any information about yourself to us. If we learn we have collected or received Personal Data from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us at the email address listed below. California residents under 16 years of age may have additional rights regarding the collection and sale of their personal information.
Do Not Track Settings
We do not track our Users over time and across third party websites to provide targeted advertising and do not specifically respond to Do Not Track (“DNT”) signals.
WHO WE SHARE DATA WITH
We may use aggregated (anonymized) information about our End Users and Visitors, and information that does not identify any individual, without restriction.
We do not sell Personal Data specific personal or transactional information.
Affiliates and Subsidiaries
We may, for our legitimate interests, share your information with entities under common ownership or control with us who will process your information in a manner consistent with this Privacy Policy and subject to appropriate safeguards.
Successors in Interest
We may, for our legitimate interests, share your information with a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, in which Personal Data about our End Users is among the assets transferred. You will be notified of any such change by a prominent notice displayed on our Services or by email. Any successor in interest to this Privacy Policy will be bound to the Privacy Policy at the time of transfer.
Law enforcement and other governmental agencies
We may share your information when we believe in good faith that such sharing is reasonably necessary to investigate, prevent, or take action regarding possible illegal activities or to comply with legal process. This may involve the sharing of your information with law enforcement, government agencies, courts, and other organizations.
Service Providers
We may, for our legitimate interests, share certain information with contractors, service providers, third party authenticators, and other third parties we use to support our business and who are bound by contractual obligations to keep Personal Data confidential and use it only for the purposes for which we disclose it to them. Some of the functions that our service providers provide are as follows:
- Server infrastructure and storage;
- Business analytics services;
- User and identity verification management;
- Payment processing;
- Site log analytics service for activity, performance, and troubleshooting;
- Services management;
- Conducting our Services; and
- Email management services.
We may use and disclose your personal data that you have voluntarily provided to us to third parties who contract with us to conduct our Services. We hereby acknowledge that any such disclosure shall be in compliance with all applicable data privacy laws in any given disclosure (“Applicable Law(s)”) and further acknowledge compliance with any such policies of covered third party entities we may work with.
THIRD-PARTY SERVICES AND WEBSITES
E8 Funding is not responsible for the privacy policies or other practices employed by websites linked to, or from, our Services nor the information or content contained therein, and we encourage you to read the privacy statements of any linked third party.
DATA STORAGE AND HOW E8 FUNDING PROTECTS YOUR INFORMATION
E8 Funding stores basic End User data on our servers including name, email, and username. Payments are not always required by End Users. If an End User makes a purchase and a payment is required, then payment information is processed by our partners or service providers. Personal Data about End Users and Visitors is stored within the United States. The Services are only intended to be used inside the United States and we do not seek users from outside such location at this time. If you are using the Services from the EEA or other regions with laws governing data collection and use, please note that you are agreeing to the transfer of your Personal Data to the United States. Such locations may have laws which are different, and potentially not as protective, as the laws of your own country. By providing your Personal Data, you consent to any transfer and processing in accordance with this Privacy Policy. For the avoidance of doubt, our Site and Services are not intended for any users outside of the United States.
E8 Funding employs physical, electronic, and managerial control procedures to safeguard and help prevent unauthorized access to your information. We choose these safeguards based on the sensitivity of the information that we collect, process and store and the current state of technology. Our outsourced service providers who support our operations are also vetted to ensure that they too have the appropriate organizational and technical measures in place to protect your information.
Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your Personal Data, we cannot guarantee the security of your information transmitted to the Services. Any transmission of information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Services. In the event that there is a breach in the information that we hold; we shall notify of such breach via email or via a notice on the Services.
CHANGES TO THE PRIVACY POLICY
It is our policy to post any changes we make to our Privacy Policy on this page. If we make material changes to how we treat our End Users’ or Visitors’ Personal Data, we will notify you by email to the primary email address specified in your account or through a prominent notice on the Services. Such changes will be effective when posted. The date the Privacy Policy was last revised is identified at the top of the page. Your continued use of our Services following the posting of any modification to this Privacy Policy shall constitute your acceptance of the amendments to this Privacy Policy. You can choose to delete the App and discontinue of use the Services if you do not accept any modified version of this Privacy Policy.
QUESTIONS AND COMMENTS
If you have any questions or comments about this Privacy Policy, or if you would like to file a request about the data we hold or file a deletion request, please contact Customer Support at [email protected].